MHM Financial Partners | Integrity Above All Else
Integrity Above All Else Education-led, family-first financial guidanceSchedule a Consultation ›
Integrity Above All Else

Integrity First. Client Focused. Education Driven.

Financial guidance built on integrity, education, and family values — helping individuals, families, and business owners protect what matters most and move forward with confidence.

Driven by Trust Guided by Integrity Committed to Families
The MHM Financial Partners team
30+Years of experience
0+
Years of Experience
0
Founding Partners
Multi
State Service
100%
Client-First
Our Story

Three backgrounds. One client-first standard.

MHM Financial Partners was built by three professionals who set out to raise the standard for financial guidance — more education, more transparency, and more genuine care in every conversation.

MHM was founded on a simple belief: people deserve financial guidance built on trust, integrity, and genuine care — not pressure, confusion, or sales tactics.

The partners met earlier in their careers and shared a frustration with an industry that too often put sales over service and transactions over relationships. So they built something different — a firm where every recommendation begins with education and every relationship is built on trust.

Integrity First

Transparent conversations and honest recommendations — every time.

Education Driven

Clear explanations in plain language, before any decision is made.

Family-Centered

Plans built around your life, your values, and the people you love.

The MHM Financial Partners team
The MHM Financial Partners TeamIntegrity Above All Else
Choose Your Path

Start with the outcome that matters most.

Every client arrives with different questions. These pathways organize the conversation around protection, income, growth, and legacy — before any recommendation is made.

Protect

Protect My Family

Life insurance, living benefits, income protection, and planning for the unexpected.

Start a protection review
Income

Plan Retirement

Retirement income strategy, annuity education, tax-aware conversations, and long-term confidence.

Discuss retirement goals
Growth

Build Wealth

Debt strategy, accumulation planning, infinite banking education, and frameworks for the future.

Explore wealth strategies
Legacy

Leave a Legacy

Beneficiary reviews, estate coordination, asset protection, and planning for future generations.

Meet the partners
Our Difference

Planning that starts with listening.

We don’t believe families should feel pressured, confused, or rushed. Our role is to educate, clarify, and help you build a strategy around your life and long-term goals.

01

Integrity First

Transparent conversations, honest recommendations, and guidance built around lasting relationships.

02

Education Before Recommendation

Clear explanations that help you understand your options before choosing a path forward.

03

Family-Centered Planning

Strategies designed to protect loved ones, preserve income, and create opportunities for the next generation.

04

Ongoing Partnership

Continued support as life changes, priorities shift, and new planning decisions arise.

Meet the Partners

The people behind MHM.

Layne, Mike, and Carmella lead MHM Financial Partners with a shared commitment to integrity, education, and client-first service.

MHM Financial Partners founding partners
Founding Partners
Layne MorfordCo-Founder

Layne Morford

Financial Benefits Advisor · California

27+ years in financial and lending, including seven in branch leadership. A relationship-driven advisor who begins with listening and centers on trust and genuine care.

Life InsuranceLiving BenefitsAnnuitiesFinancial Education
Mike HagoodCo-Founder

Mike Hagood

Financial Professional · Texas

A former law-enforcement officer and public-safety instructor whose career is defined by service and leadership. Focused on preparation, protection, and long-term family security.

Wealth ManagementRetirementEstate PreservationInfinite Banking
Carmella MyersCo-Founder

Carmella Myers

Financial Professional · South Dakota

Passionate about financial literacy after her own experience with hardship. Works with families across multiple states and loves helping clients break debt cycles and build tax-efficient frameworks.

Life InsuranceRetirementWealth AccumulationLegacy
MHM Financial Partners associates
Associate Professionals
Alex Buell
Associate Professional · Layne’s Team · Arizona

Alex Buell

Alex Buell is a dual citizen of Mexico and the United States who splits his time equally between Arizona and Mexico. A huge fan of sports in general, Alex brings energy, discipline, and a people-first perspective to his work.

Over the last year, Alex has been perfecting his craft in the insurance world and is driven by a sincere desire to make a positive impact in his community. He is passionate about providing sound financial education and introducing families to better opportunities for the future.

Malin White
Associate Professional · Layne’s Team · Upstate NY

Malin White

Malin White is joining MHM Financial Partners in Upstate New York. A Cornell University and University at Buffalo alumnus, Malin brings a business-minded perspective and a strong desire to help families plan for their futures.

As a dedicated student athlete who played college football, Malin knows how to work hard, stay disciplined, and dream big. He is excited to bring that same drive and commitment to helping families build stronger financial foundations.

Khadeeja Rayner
Associate Professional · Mike’s Team · Georgia

Khadeeja Rayner

We are thrilled to welcome Khadeeja to the team. Her professional journey has been a dynamic adventure, starting out in journalism, public relations, and marketing before she discovered her true calling in numbers, strategy, and operations. With six years of experience bridging bookkeeping, taxation, and financial operations, she is currently wrapping up her MBA with a dual focus on Accounting and Supply Chain Management. Khadeeja loves the stories that data can tell and is incredibly excited to bring her unique blend of analytical insight and communicative spark to the team’s collective goals.

When she is not diving deep into ledgers or analyzing market trends, Khadeeja can usually be found exploring her creative side. She is a passionate enthusiast of speculative cultural art, mythology, and cosmic history, and she is currently channeling that inspiration into a series of mixed media paintings. She also has a major soft spot for global football culture, so if anyone ever wants to chat about recent matches, art valuation, or the perfect shade of earthy brown, her inbox is always open. She is looking forward to collaborating, learning, and growing alongside everyone at MHM Financial.

Steve Myers
Associate Professional · Carmella’s Team · Pennsylvania

Steve Myers

25+ years of leadership in the consumer-goods industry. Steve helps families break the cycle of debt, build a roadmap for the future, and make their money work more efficiently — simplifying complex concepts every step of the way.

Education Center

Clarity before decisions.

Education is central to the MHM experience. We help clients understand the purpose behind each strategy, the tradeoffs to consider, and the questions that matter before moving forward.

Featured Guide

Family Financial Confidence Checklist

A practical review of protection, debt, income planning, retirement readiness, and legacy considerations — a simple way to see where you stand.

Request the Guide
  • Protection Planning — income protection, life insurance, and living benefits for the unexpected.
  • Retirement Income Readiness — income sources, tax-aware distributions, inflation, and healthcare.
  • Tax-Efficient Wealth — long-term accumulation and strategies that may support future flexibility.
  • Legacy & Estate — beneficiary reviews, estate coordination, and planning for future generations.
Start Here

Every conversation begins with clarity.

Choose a partner to schedule directly, call them personally, or visit their site. No pressure — just an honest conversation about your goals.